Finding the right property can be a long process but when you do find it, being in a position to purchase immediately can be the difference between securing your dream home or spending another weekend on the open home trail, unless of course, you have a home loan pre-approval.

Do Your Research

There’s no such thing as being too informed when it comes to buying property, so take your time to know as much as you can about the suburbs you’ve identified as having potential.
It pays to do your homework on areas you prefer and that suit your lifestyle.
Contact agents who know the area. When you contact us we can put you on our email database to receive a copy of all our listings and open home times every week.
When you buy a home it is probably the biggest purchase you will make so it pays to make sure your investment is secure.

Apply for a Pre-Approval

It’s essential you get pre-approved finance before you place any offers on properties. Finding the right home could take months or just minutes depending on your requirements. Having your finance readily available before you sign a contract or bid at auction ensures that when you do find the property you want, you are ready to act straight away You’ll feel more confident making deals, and you won’t have to deal with the fallout if you make an offer then your loan application gets denied.

Making an Offer

To become owner of a home, you enter into negotiations with the seller, spearheaded by your agent. The initial offer to purchase should have details of any conditions on the sale, such as:
The timeframe to organize finance
The settlement date
A satisfactory building inspection report.
Advice on offers to purchase in your region can be obtained from your real estate agent.